I am a Citibank Cash Rewards Credit Card user and it is more than a year that I have been using. I would like to say that on applying for this IndianOil Citibank Titanium card, I will receive Rs.200 cash back, on Rs.1000 that I first spend on the card, but within 30 days of receiving the card. Apart from this I could redeem instant Turbo Points and enjoy fuel purchases at IndianOil selective outlets. However, though a small amount, each turbo point offered Re.1 worth of fuel for free.
I would love to show a sign of victory as I need not pay any annual card fee. Moreover, I will be saving 5% each time I fill fuel at IndianOil outlets. However, keep watch the APR and remember 5% as this applies only to fuel charges and that too only at IndianOil outlets when purchased using Citibank machines EDC only. However, remember paying the bills on time to enjoy all benefits and rewards.
I cannot deny that the IndianOil Citibank credit card performs well and offers exceptional benefits. Above all, the option of this card is luring that the reward points can be claimed as cash back.